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An AI agent you can trust with your bank account.

Nobody hands an AI their bank login: it can make things up, and it can lose the key. With OutLayer your agent never logs in to your bank. It asks a verified program to pay the invoice — and you can check exactly which program that was, and what it did.

It Pays the Invoice.
It Never Touches the Key.

A real bank account. The owner's rules: $200 max per payment, approved vendors only.

you and your agent

Illustration of the bank integration: its actions, its limits and its proof are real.

Two Reasons Nobody Gives AI
a Bank Account.

It makes things up

An extra zero. A payee that doesn't exist. A fake invoice it believed. With your bank login in hand, every mistake is a real payment.

It loses the key

The login sits in its memory, its files, its logs. One leak, one hacker, one clever message — and someone else is in your account.

We removed both.

The Agent Gets Buttons.
Not Keys.

Three things make it possible. Each one is something you can check.

01

You lock the key. You lend it.

You lock your bank login with your own account, the way crypto is locked. Then you lend it to your agent, for as long as you choose. Take it back in one step.

02

The agent runs one approved program

It has a few actions: pay an invoice, send an invoice, check the balance — inside your limits. There is no “show me the key” action. It doesn't exist in the program.

03

Intel's hardware proves it

How do you know it ran that exact program? Every run is signed by the Intel chip it ran on: which code, what went in, what came out. You check it yourself.

Nothing to steal. Nothing to misuse. Proof every time.

Everything It Can Do.
Everything It Can't.

You write the rules once, in plain numbers and names. The agent can't change them. These are the ones we built — anyone can add their own.

Your bank

Mercury business account

✓ Pays approved vendors, sends invoices, reads the ledger

✕ Can't pay anyone else, or go over your per-payment and monthly limits

Your bank's own approvals still apply on top.

Your email

Gmail

✓ Sends email from your own address

✕ Can't write to anyone you didn't allow — and can't read a single message in your inbox

Your code

GitHub

✓ Opens issues and pull requests, signed as written by an AI

✕ Can't touch your main branch or merge anything unless you said so

Your trading

Hyperliquid

✓ Opens and closes positions

✕ Can't go over your size and leverage limits, or send the money anywhere you didn't choose

Prediction markets

Polymarket

✓ Places and cancels orders on real-world events

✕ Can't go over your per-order and daily limits

Not available in every country — check Polymarket's terms first.

Your crypto

Wallet across chains

✓ Holds, swaps and sends funds

✕ Can't send past your limits or to addresses you didn't approve; bigger transfers wait for you

Not “Won't”.
Can't.

Other agents hold your bank login and promise to behave. Yours never gets it: it works through a verified program instead.

Giving an AI your password

  • ✕ It holds the key — and can leak it
  • ✕ It can do anything you can
  • ✕ Its limits are a polite request in a prompt
  • ✕ You find out afterwards

OutLayer

  • ✓ It never sees a key
  • ✓ It can do only what your rules allow
  • ✓ Its limits are enforced outside the AI
  • ✓ Every action is checked first, and proven after

Give Your Agent
the Skill

Share one URL with Claude, Cursor or your own agent. No cryptography, no key management — for the agent it's one HTTPS call.

https://skills.outlayer.ai/outlayer/SKILL.md

Paste it into your agent's chat

  1. Your agent reads the skill and creates its own wallet — one request, no sign-up.
  2. It makes a first call. Market data needs no setup and no funds.
  3. You connect an account and set the rules at app.outlayer.ai/connectors. This step needs a NEAR wallet.

Admins never message you first and never ask for keys, wk_ tokens or payment keys.

Need an integration that isn't here? Build your own.

The list above is the set we built and checked ourselves — not a gate. OutLayer is an open platform: write a program for your own bank, CRM or internal tool, publish it, and it runs with the same guarantees — the key stays locked, the actions are the ones you wrote, every run is signed by Intel hardware. No approval from us needed.

How to build one →

Let It Work.
Keep the Keys.

Connect an account, write your rules, point your agent at it.